Showing posts with label Insurance. Show all posts
Showing posts with label Insurance. Show all posts

Monday, October 29, 2012

Extension Coverage in Car Insurance

When you have insured your car and you want to pay the addition of a premium, you can add an extension of car insurance protection below:
  • Third Party Liability/TPL
Guarantee of indemnification for claims of third parties, caused by damage to the insured vehicle or the car that is insured
  • Personal Accident/PA
Assurance gets body re injured that result in permanent disability / death against the driver and passenger in a vehicle that is insured if there is any accident that makes the insured death.
  • Medical Expense/Medex)
Security and medical costs against the driver or passenger in a vehicle that in insure if there is any accident.
  • Flood & Windstorm
Assurance redress or the cost of repairs to destruction on a vehicle caused by hurricanes, a storm, the hail flood and a puddle.
  • All Accidents That Are Caused by Natural Disasters (Earthquake, Tsunami, and Volcanic Eruption)
Assurance redress or the cost of repairs to destruction on vehicles caused by an earthquake, tsunami and or volcanic
  • Strike, Riot, and Civil Commotion/SRCCTS
Assurance compensation or charge improving damage on vehicles caused by riot, strike, counteraction work, the fight together a seditious crowd generation of the people, the revolution, treason; terrorism and or sabotage.

Thursday, October 25, 2012

Carefully Before Buying Life Insurance

Insured means the risk of financial losses transferred from a person who lives insured (insured) to the insurance company. So, it is to minimize the risk to be borne by ourselves or our families in case of unwelcome thing. Life Insurance quotes benefits if we have really felt as we do the process of claims (the filing of insurance benefits).

Not a few complaints that I have heard complaints from people who never bought insurance, so it's not a few others who directly refused when an agent offering insurance, such as:
  • I am already paying insurance premiums, but the time of the filing of the claim, a claim I am not paid
  • The premiums I pay already charred, though I've paid over the past few years.
  • I feel lied to insurance agents, he said pay only 5 years turned out to be a lifetime
Insured is not synonymous with saving, although currently many insurance products combined with investment. Because to be able to bear the risk of financial loss from prospective insured assigned then the insurance company sets the cost of insurance/risk premium to be paid by the insured for a certain time, in order that the magnitude of the risks incurred in accordance with the premiums paid, the insurance company also perform risk selection process.