Thursday, October 25, 2012

Carefully Before Buying Life Insurance

Insured means the risk of financial losses transferred from a person who lives insured (insured) to the insurance company. So, it is to minimize the risk to be borne by ourselves or our families in case of unwelcome thing. Life Insurance quotes benefits if we have really felt as we do the process of claims (the filing of insurance benefits).

Not a few complaints that I have heard complaints from people who never bought insurance, so it's not a few others who directly refused when an agent offering insurance, such as:
  • I am already paying insurance premiums, but the time of the filing of the claim, a claim I am not paid
  • The premiums I pay already charred, though I've paid over the past few years.
  • I feel lied to insurance agents, he said pay only 5 years turned out to be a lifetime
Insured is not synonymous with saving, although currently many insurance products combined with investment. Because to be able to bear the risk of financial loss from prospective insured assigned then the insurance company sets the cost of insurance/risk premium to be paid by the insured for a certain time, in order that the magnitude of the risks incurred in accordance with the premiums paid, the insurance company also perform risk selection process.

No comments:

Post a Comment